The Pace & Vault plans are both locked plans.

Pace allows automated daily, weekly, or monthly frequency deductions as well as Top-ups for a duration of 3 to 12 months and withdrawal of savings at maturity.

Vault is a one-time fixed plan where you lock amounts over a period of 3 to 12 months. You can also choose to receive your interest upfront or make a total withdrawal of savings at maturity.