The Referral system is a bonus-based system where everyone wins! The referrer (existing user) and the referred (new user) get bonus amounts in naira on their savings plans.

The referrer earns is stages:

• Stage 1 - earn N500 on your first 500 new members
• Stage 2 - earn N750 on your next 500 new members + Tribe Leader title
• Stage 3 - earn N1,000 on another 1,000 new members + Super Tribe Leader title

Making a total of 2,000 members with bonuses on each.